Review of Xoom international money transfer services

Via the Xoom website or mobile app, you can send money to more than 120 countries around the world. Not the cheapest operator, but  it provides really very fast transfers, plus, in many countries, there is an extensive network of cash pickup locations.

The following prices are valid at the end of 2020 and the beginning of 2021.

Additional information from Xoom
	Xoom: fast money transfers and ease of use. Xoom provides users with cheaper than those of its parent company PayPal services. Its costs are higher than of many other international money transfer operators, but transfers are usually almost instantaneous (but it may take a few days for the recipient's account to be credited in accordance with his bank's terms and conditions). In many countries there is a fairly wide network of Xoom cash pickup locations, so the recipient can get your transfer without any bank account or credit/debit card, and you can pay for it with your PayPal account and for its refund you can also use a payment in cash. The Xoom site and its app are easy to use, but the FAQs are in English only; telephone support is available in English, French, Spanish, German, Arabic and Filipino during certain hours in corresponding countries; you can also get help via email. The Xoom site shows you immediately and without logging in your upcoming costs, speed and available options for your transfer. There is also a feature allowing you to repeat your previously executed money transfer.
	Xoom channels and options of international money transfers. You can transfer money abroad through the Xoom website or its mobile app. You can send money only from a bank account, credit/debit card or your PayPal account. It is possible to receive money to a bank account, at various pickup locations, and in some countries to deliver the transferred amount to the recipient's home. The possible minimum transfer is $10, the maximum is up to $50,000 for users with the third level of verification (Xoom has three levels of verification :) to a bank account; and up to $10,000 for a transfer to a pickup location).
	Xoom pros. A very fast transfer speed. High transfer limit: a verified Xoom user can send up to $50,000 per day ($60,000 and $100,000 in 30 and 180 days respectively). You can use cash to send or receive transfers.
	Xoom cons. Xoom charges low fixed fees of about $1.99 - 6.99 depending on the selected transfer option, the transfer amount in this case does not matter. But the charged markups on currency conversion are from 1 and up to 3%. In addition, you will have to pay even more for funding your transfer with your bank card. For not verified accounts, the maximum transfer limited to $2,999 . Only the main page of the Xoom website is translated into other than English languages.
Additional information from Xoom
	The main competitors of Xoom on the market of international money transfers. The main competitors of Xoom are MoneyGram, Wise (Formerly TransferWise), Azimo, Remitly, Ria, WesternUnion and OFX. You can read our reviews on most of them by following the corresponding link.
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